/* =========================================================================
   Oakshield Advisory · SF-10-01 Insurance Agents & Agencies (Softfire)
   Contents: 1 Tokens · 2 Base · 3 Buttons, labels, tags · 4 Top bar & header
             5 Hero slider · 6 Value strip · 7 About · 8 Insurance categories
             9 How cover works (policy anatomy + question pad) · 10 Advisor
             11 Client service support · 12 Why us · 13 Gallery · 14 Process
             15 Client notes · 16 FAQs · 17 Final CTA · 18 Contact form
             19 Footer · 20 Lightbox · 21 Motion
   Edit the theme in section 1. The signature shape is the "shield curve":
   one large rounded bottom-left corner (--curve) used on key images.
   ========================================================================= */

/* ---------- 1. Tokens ---------- */
@font-face { font-family: "Lora"; src: url("../fonts/lora-latin-wght-normal.woff2") format("woff2"); font-weight: 400 700; font-style: normal; font-display: swap; }
@font-face { font-family: "Lora"; src: url("../fonts/lora-latin-wght-italic.woff2") format("woff2"); font-weight: 400 700; font-style: italic; font-display: swap; }
@font-face { font-family: "Nunito Sans"; src: url("../fonts/nunito-sans-latin-wght-normal.woff2") format("woff2"); font-weight: 200 1000; font-style: normal; font-display: swap; }

:root {
  /* Navy (brand) */
  --navy-950: #0A1930;
  --navy-900: #10243F;
  --navy-800: #183457;
  --navy-700: #24476F;
  /* Pale blue */
  --sky-300: #A9C6E4;   /* pale blue on navy */
  --sky-200: #CFE0F1;
  --sky-100: #E4EEF8;   /* pale blue surface */
  --sky-50: #F1F6FB;
  --line-blue: #C6D6E8;
  /* Warm ivory */
  --ivory: #F8F3EA;
  --ivory-2: #F0E8DA;
  --paper: #FFFDF8;
  --line: #E3D9C8;
  /* Accent: warm oak copper, used sparingly */
  --copper: #B4643A;
  --copper-ink: #974C25;   /* copper text on light surfaces (AA) */
  --copper-soft: #EBAB86;  /* copper on navy */
  /* Text */
  --ink: #14243A;
  --muted: #4E5A6A;
  --on-dark: #F4F0E8;
  --on-dark-muted: #B9C6D7;
  --line-dark: rgba(244, 240, 232, .16);
  --danger: #A3312A;
  --danger-bg: #FBEBE8;

  /* Type */
  --font-serif: "Lora", Georgia, "Times New Roman", serif;
  --font-sans: "Nunito Sans", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
  --fs-xs: .76rem;
  --fs-sm: clamp(.9rem, .88rem + .1vw, .96rem);
  --fs-base: clamp(1rem, .97rem + .15vw, 1.08rem);
  --fs-lead: clamp(1.12rem, 1.05rem + .35vw, 1.3rem);
  --fs-h3: clamp(1.3rem, 1.18rem + .5vw, 1.6rem);
  --fs-h2: clamp(2.1rem, 1.5rem + 2.6vw, 3.6rem);
  --fs-h1: clamp(2.35rem, 1.55rem + 3vw, 4rem);

  /* Space & shape */
  --space-s: clamp(.9rem, .8rem + .4vw, 1.2rem);
  --space-m: clamp(1.4rem, 1.1rem + 1vw, 2.2rem);
  --space-l: clamp(2.4rem, 1.9rem + 2vw, 4rem);
  --space-xl: clamp(4.5rem, 3.4rem + 5vw, 8.5rem);
  --curve: clamp(64px, 3rem + 7vw, 180px);
  --radius: 10px;
  --radius-lg: 18px;
  --container: 1220px;
  --header-h: 80px;
  --ease: cubic-bezier(.22, .7, .2, 1);
  --shadow: 0 30px 60px -32px rgba(16, 36, 63, .38);
  --shadow-soft: 0 18px 40px -28px rgba(16, 36, 63, .35);
}

/* ---------- 2. Base ---------- */
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; scroll-padding-top: calc(var(--header-h) + 16px); }
body { margin: 0; background: var(--ivory); color: var(--ink); font-family: var(--font-sans); font-size: var(--fs-base); line-height: 1.68; -webkit-font-smoothing: antialiased; overflow-x: hidden; }
img { display: block; max-width: 100%; height: auto; }
a { color: inherit; text-underline-offset: .22em; text-decoration-thickness: 1px; }
h1, h2, h3, h4 { margin: 0; font-family: var(--font-serif); font-weight: 500; line-height: 1.12; letter-spacing: -.012em; text-wrap: balance; }
h2 { font-size: var(--fs-h2); }
h3 { font-size: var(--fs-h3); line-height: 1.22; }
h1 em, h2 em, h3 em { font-style: italic; font-weight: 450; color: var(--copper-ink); }
p { margin: 0; }
ul, ol { margin: 0; padding: 0; list-style: none; }
dl, dd, figure, blockquote, fieldset { margin: 0; }
fieldset { padding: 0; border: 0; min-width: 0; }
button, input, select, textarea { font: inherit; color: inherit; }
:focus-visible { outline: 2px solid var(--copper); outline-offset: 3px; }
::selection { background: var(--sky-200); color: var(--navy-950); }

.container { width: min(100% - 2rem, var(--container)); margin-inline: auto; }
@media (min-width: 760px) { .container { width: min(100% - 4rem, var(--container)); } }
.visually-hidden { position: absolute !important; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
.skip-link { position: absolute; left: 1rem; top: -100px; z-index: 200; padding: .8rem 1.2rem; background: var(--navy-900); color: var(--on-dark); border-radius: var(--radius); }
.skip-link:focus { top: 1rem; }
.section { padding-block: var(--space-xl); }
.lead { font-size: var(--fs-lead); line-height: 1.6; color: var(--ink); }
.muted { color: var(--on-dark-muted); }
.no-js .js-only { display: none; }

/* ---------- 3. Buttons, labels, tags ---------- */
.btn { position: relative; display: inline-flex; align-items: center; justify-content: center; gap: .6rem; min-height: 50px; padding: .7rem 1.5rem; border: 1px solid transparent; border-radius: 999px; font-family: var(--font-sans); font-size: .95rem; font-weight: 750; letter-spacing: .01em; text-decoration: none; text-align: center; line-height: 1.25; cursor: pointer; transition: background-color .22s var(--ease), color .22s var(--ease), border-color .22s, transform .22s var(--ease); }
.btn:active { transform: translateY(1px); }
.btn-lg { min-height: 56px; padding-inline: 1.9rem; font-size: 1rem; }
.btn-block { width: 100%; }
.btn-navy { background: var(--navy-900); color: var(--on-dark); }
.btn-navy:hover { background: var(--navy-700); }
.btn-sky { background: var(--sky-200); color: var(--navy-950); }
.btn-sky:hover { background: var(--paper); }
.btn-sky:focus-visible { outline-color: var(--sky-200); }

.link-arrow { display: inline-flex; align-items: center; gap: .55rem; min-height: 44px; font-weight: 750; font-size: .95rem; text-decoration: none; color: var(--navy-800); border-bottom: 1.5px solid currentColor; }
.link-arrow span { transition: transform .22s var(--ease); }
.link-arrow:hover span { transform: translateX(4px); }
.link-arrow.light { color: var(--on-dark); }

.label { display: flex; align-items: center; gap: .7rem; margin-bottom: 1.1rem; font-size: var(--fs-xs); font-weight: 800; letter-spacing: .2em; text-transform: uppercase; color: var(--copper-ink); }
.label::before { content: ""; width: 9px; height: 11px; flex-shrink: 0; background: var(--copper); clip-path: polygon(50% 0, 100% 18%, 100% 55%, 50% 100%, 0 55%, 0 18%); }
.label.light { color: var(--copper-soft); }
.label.light::before { background: var(--copper-soft); }

.sample-tag { display: inline-block; margin-left: .3rem; padding: .05rem .55rem; border: 1px solid var(--line); border-radius: 99px; background: var(--paper); font-size: .7rem; font-weight: 750; letter-spacing: .08em; text-transform: uppercase; color: var(--muted); white-space: nowrap; vertical-align: .12em; line-height: 1.6; }
.note-inline { display: block; margin-top: .6rem; font-size: var(--fs-sm); font-style: italic; color: var(--muted); }

.section-head { margin-bottom: var(--space-l); }
.section-head > p:not(.label) { color: var(--muted); }
.section-head.split { display: grid; gap: 1rem 3rem; align-items: end; }
.section-head.split > p { max-width: 32rem; }
.section-head.centered { max-width: 46rem; margin-inline: auto; text-align: center; }
.section-head.centered .label { justify-content: center; }
.section-head.centered > p:not(.label) { margin-top: 1.1rem; }
@media (min-width: 900px) { .section-head.split { grid-template-columns: 1.3fr 1fr; } .section-head.split > p { justify-self: end; } }

/* ---------- 4. Top bar & header ---------- */
.topbar { background: var(--navy-950); color: var(--on-dark-muted); font-size: .8rem; line-height: 1.5; }
.topbar-row { display: flex; flex-wrap: wrap; justify-content: space-between; align-items: center; gap: .25rem 2rem; padding-block: .5rem; }
.topbar-meta { color: var(--sky-300); }
.demo-pill { display: inline-block; margin-right: .45rem; padding: 0 .55rem; border: 1px solid var(--copper-soft); border-radius: 99px; color: var(--copper-soft); font-size: .68rem; font-weight: 800; letter-spacing: .16em; text-transform: uppercase; }

.site-header { position: sticky; top: 0; z-index: 60; background: var(--ivory); border-bottom: 1px solid transparent; transition: box-shadow .3s var(--ease), border-color .3s, background-color .3s; }
.site-header.is-scrolled { background: rgba(255, 253, 248, .97); border-color: var(--line); box-shadow: 0 14px 30px -26px rgba(16, 36, 63, .55); }
.header-row { display: flex; align-items: center; gap: 1.5rem; min-height: var(--header-h); }
.brand { display: inline-flex; align-items: center; gap: .7rem; color: var(--navy-900); text-decoration: none; flex-shrink: 0; }
.brand-mark { flex-shrink: 0; }
.brand-text { display: grid; line-height: 1; }
.brand-name { font-family: var(--font-serif); font-size: 1.6rem; font-weight: 600; letter-spacing: -.01em; }
.brand-sub { margin-top: .3rem; font-size: .64rem; font-weight: 800; letter-spacing: .42em; text-transform: uppercase; color: var(--copper-ink); }
.brand-light { color: var(--on-dark); }
.brand-light .brand-sub { color: var(--copper-soft); }

.site-nav { display: flex; align-items: center; margin-inline: auto; }
.nav-list { display: flex; gap: clamp(.9rem, .1rem + 1.4vw, 2rem); }
.nav-list a { position: relative; display: inline-flex; align-items: center; min-height: 44px; font-size: .97rem; font-weight: 700; text-decoration: none; color: var(--ink); }
.nav-list a::after { content: ""; position: absolute; left: 0; right: 0; bottom: 6px; height: 2px; border-radius: 2px; background: var(--copper); transform: scaleX(0); transform-origin: left; transition: transform .28s var(--ease); }
.nav-list a:hover::after, .nav-list a[aria-current]::after { transform: scaleX(1); }
.nav-list a[aria-current] { color: var(--navy-700); }
.nav-cta, .nav-note, .menu-toggle { display: none; }
.header-cta { flex-shrink: 0; }

@media (max-width: 1179px) {
  :root { --header-h: 70px; }
  .header-row { justify-content: space-between; }
  .menu-toggle { order: 3; display: inline-flex; align-items: center; gap: .7rem; min-height: 46px; padding: .4rem 1.05rem; border: 1px solid var(--line-blue); border-radius: 999px; background: var(--paper); font-size: .9rem; font-weight: 750; cursor: pointer; }
  .header-cta { order: 2; margin-left: auto; }
  .menu-icon { display: grid; gap: 4px; width: 18px; }
  .menu-icon span { height: 2px; border-radius: 2px; background: var(--navy-900); transition: transform .25s var(--ease), opacity .2s; }
  .menu-toggle[aria-expanded="true"] .menu-icon span:nth-child(1) { transform: translateY(6px) rotate(45deg); }
  .menu-toggle[aria-expanded="true"] .menu-icon span:nth-child(2) { opacity: 0; }
  .menu-toggle[aria-expanded="true"] .menu-icon span:nth-child(3) { transform: translateY(-6px) rotate(-45deg); }
  .js .site-nav { position: fixed; inset: calc(var(--header-top, 0px) + var(--header-h)) 0 auto 0; z-index: 55; flex-direction: column; align-items: stretch; gap: 1.4rem; height: calc(100dvh - var(--header-top, 0px) - var(--header-h)); overflow-y: auto; margin: 0; padding: 1rem max(1.25rem, calc((100vw - 720px) / 2)) 2rem; background: var(--ivory); border-top: 1px solid var(--line); visibility: hidden; opacity: 0; transform: translateY(-8px); transition: opacity .25s, transform .25s var(--ease), visibility 0s .25s; }
  .js .site-nav.is-open { visibility: visible; opacity: 1; transform: none; transition: opacity .25s, transform .25s var(--ease); }
  .js .nav-list { flex-direction: column; gap: 0; }
  .js .nav-list a { width: 100%; min-height: 62px; font-family: var(--font-serif); font-size: clamp(1.6rem, 1.3rem + 1.6vw, 2.1rem); font-weight: 500; border-bottom: 1px solid var(--line); }
  .js .nav-list a::after { display: none; }
  .js .nav-list a[aria-current] { color: var(--copper-ink); }
  .js .nav-cta { display: inline-flex; }
  .js .nav-note { display: block; font-size: var(--fs-sm); color: var(--muted); text-align: center; }
  .no-js .header-row { flex-wrap: wrap; padding-block: .5rem .6rem; }
  .no-js .menu-toggle { display: none; }
  .no-js .site-nav { order: 4; width: 100%; }
  .no-js .nav-list { flex-wrap: wrap; gap: 0 1.25rem; }
}
@media (max-width: 599px) { .header-cta { display: none; } .menu-toggle { margin-left: auto; } .brand-name { font-size: 1.4rem; } }
body.menu-open { overflow: hidden; }

/* ---------- 5. Hero slider ---------- */
.hero { --gut: max(1rem, calc((100% - var(--container)) / 2)); position: relative; isolation: isolate; overflow: hidden; background: var(--navy-900); color: var(--on-dark); }
.hero::before { content: ""; position: absolute; left: -10%; bottom: -40%; width: 60%; aspect-ratio: 1; border-radius: 50%; background: radial-gradient(circle, rgba(169, 198, 228, .14), transparent 65%); z-index: -1; }
.slides { display: grid; }
.slide { grid-area: 1 / 1; position: relative; display: flex; flex-direction: column; }
.slide-copy { position: relative; z-index: 2; padding: 2rem var(--gut) 7.25rem; }
.slide-eyebrow { display: inline-flex; align-items: center; gap: .6rem; margin-bottom: 1.1rem; font-size: .78rem; font-weight: 800; letter-spacing: .16em; text-transform: uppercase; color: var(--sky-300); }
.slide-eyebrow::before { content: ""; width: 1.8rem; height: 2px; border-radius: 2px; background: var(--copper-soft); flex-shrink: 0; }
.slide-title { max-width: 14ch; font-size: var(--fs-h1); font-weight: 500; line-height: 1.06; letter-spacing: -.02em; }
.slide-title em { color: var(--copper-soft); }
.slide-text { max-width: 33rem; margin-top: 1.25rem; font-size: var(--fs-lead); line-height: 1.6; color: rgba(244, 240, 232, .88); }
.slide-actions { display: flex; flex-wrap: wrap; align-items: center; gap: .9rem 1.75rem; margin-top: 2rem; }
.slide-media { position: relative; order: -1; height: clamp(230px, 56vw, 440px); overflow: hidden; border-bottom-right-radius: var(--curve); background: var(--navy-800); }
.slide-media picture, .slide-img { position: absolute; inset: 0; width: 100%; height: 100%; }
.slide-img { object-fit: cover; object-position: var(--focus-m, var(--focus, 50% 50%)); transform: scale(1.04); transition: transform 8s linear; }
.slide-media::after { content: ""; position: absolute; inset: 0; background: linear-gradient(180deg, rgba(10, 25, 48, .38), transparent 32%); pointer-events: none; }
.slide-note { display: none; }

.js .slide { opacity: 0; visibility: hidden; transition: opacity .55s ease, visibility 0s .55s; }
.js .slide.is-active { opacity: 1; visibility: visible; transition: opacity .55s ease; }
.js .slide.is-active .slide-img { transform: scale(1); }
.no-js .slide:not(:first-child), .no-js .slider-ui { display: none; }
.no-js .slide-copy { padding-bottom: 3rem; }

.slider-ui { position: absolute; left: var(--gut); right: var(--gut); bottom: 1.5rem; z-index: 3; display: flex; align-items: flex-end; gap: 1rem; }
.dots { display: flex; gap: clamp(.6rem, 2vw, 1.5rem); }
.dot { display: grid; grid-template-columns: auto auto; align-items: baseline; column-gap: .5rem; min-width: 44px; min-height: 44px; padding: .4rem 0 0; border: 0; background: none; color: rgba(244, 240, 232, .64); text-align: left; cursor: pointer; transition: color .22s; }
.dot:hover, .dot[aria-current="true"] { color: var(--on-dark); }
.dot-no { font-family: var(--font-serif); font-style: italic; font-size: 1.05rem; color: var(--sky-300); }
.dot-name { font-size: .8rem; font-weight: 750; }
.dot-bar { grid-column: 1 / -1; position: relative; height: 2px; margin-top: .55rem; width: 2.6rem; border-radius: 2px; background: rgba(244, 240, 232, .25); overflow: hidden; }
.dot-bar::after { content: ""; position: absolute; inset: 0; background: var(--copper-soft); transform: scaleX(0); transform-origin: left; }
.dot[aria-current="true"] .dot-bar::after { transform: scaleX(1); }
.hero.is-playing .dot[aria-current="true"] .dot-bar::after { animation: fill var(--interval, 7000ms) linear forwards; }
@keyframes fill { from { transform: scaleX(0); } to { transform: scaleX(1); } }
.slider-buttons { display: flex; gap: .45rem; margin-left: auto; }
.round-btn { display: inline-grid; place-items: center; width: 44px; height: 44px; border: 1px solid rgba(244, 240, 232, .4); border-radius: 50%; background: rgba(10, 25, 48, .3); color: var(--on-dark); cursor: pointer; transition: background-color .22s, border-color .22s, color .22s; }
.round-btn:hover { background: var(--sky-200); border-color: var(--sky-200); color: var(--navy-950); }
.round-btn .i-play, .round-btn.is-paused .i-pause { display: none; }
.round-btn.is-paused .i-play { display: block; }
.photo-note { position: absolute; top: .8rem; right: 1rem; z-index: 3; padding: .15rem .6rem; border-radius: 99px; background: rgba(10, 25, 48, .55); font-size: .68rem; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: rgba(244, 240, 232, .9); }

@media (min-width: 760px) { .hero { --gut: max(2rem, calc((100% - var(--container)) / 2)); } }
@media (max-width: 559px) { .dot-name { display: none; } .slide-actions .btn { flex: 1 1 100%; } }
@media (min-width: 560px) and (max-width: 899px) { .dot-bar { width: 5rem; } }

@media (min-width: 900px) {
  .slide { display: grid; grid-template-columns: var(--gut) 45fr 55fr var(--gut); min-height: clamp(580px, calc(100svh - var(--header-h) - 34px), 800px); }
  .slide-copy { grid-column: 2; align-self: center; padding: 3.5rem 3rem 8rem 0; }
  .slide-media { grid-column: 3 / -1; order: 0; height: auto; border-bottom-right-radius: 0; border-bottom-left-radius: calc(var(--curve) * 1.25); margin-bottom: 0; }
  .slide-img { object-position: var(--focus, 50% 50%); }
  .slide-note { position: absolute; z-index: 2; right: max(2rem, var(--gut, 2rem)); bottom: 2.25rem; display: block; width: min(300px, 44%); padding: 1.15rem 1.3rem 1.25rem; border-top: 3px solid var(--copper); border-radius: 4px 4px var(--radius) var(--radius); background: var(--paper); color: var(--ink); box-shadow: var(--shadow); }
  .note-label { margin-bottom: .55rem; font-size: .7rem; font-weight: 800; letter-spacing: .16em; text-transform: uppercase; color: var(--copper-ink); }
  .slide-note li { position: relative; padding-left: 1.3rem; font-size: .92rem; line-height: 1.45; }
  .slide-note li + li { margin-top: .35rem; }
  .slide-note li::before { content: ""; position: absolute; left: 0; top: .45em; width: 8px; height: 8px; border-radius: 50%; border: 2px solid var(--navy-700); }
  .note-chips { display: flex; flex-wrap: wrap; gap: .35rem; }
  .note-chips span { padding: .15rem .65rem; border-radius: 99px; background: var(--sky-100); color: var(--navy-800); font-size: .84rem; font-weight: 750; }
  .note-quote { font-family: var(--font-serif); font-style: italic; font-size: 1.25rem; line-height: 1.35; color: var(--navy-900); }
  .slider-ui { right: auto; bottom: 2.4rem; width: calc((100% - 2 * var(--gut)) * .45 - 3rem); }
  .dot-bar { width: clamp(3rem, 6vw, 5.5rem); }
  .photo-note { top: 1.1rem; right: max(1.25rem, var(--gut)); }
}
@media (min-width: 900px) and (max-width: 1100px) { .dot-name { display: none; } }
@media (max-height: 560px) and (orientation: landscape) and (min-width: 700px) {
  .slide { display: grid; grid-template-columns: var(--gut) 52fr 48fr var(--gut); min-height: 480px; }
  .slide-copy { grid-column: 2; align-self: center; padding: 1.75rem 2rem 6rem 0; }
  .slide-media { grid-column: 3 / -1; order: 0; height: auto; border-bottom-right-radius: 0; border-bottom-left-radius: 90px; }
  .slide-title { font-size: clamp(2rem, 8vh, 2.8rem); }
  .slide-text { margin-top: .8rem; font-size: 1rem; }
  .slide-actions { margin-top: 1.2rem; }
  .slide-note { display: none; }
  .slider-ui { right: auto; bottom: 1rem; width: calc((100% - 2 * var(--gut)) * .52 - 2rem); }
  .dot-name { display: none; }
}

/* ---------- 6. Value strip ---------- */
.values { position: relative; background: linear-gradient(var(--navy-900) 0 2.5rem, var(--ivory) 2.5rem); padding-bottom: 1rem; }
.values-card { display: grid; gap: 1.25rem; padding: clamp(1.4rem, 1rem + 1.5vw, 2.1rem); border: 1px solid var(--line); border-radius: var(--radius-lg); background: var(--paper); box-shadow: var(--shadow); }
.values-card li { display: flex; align-items: flex-start; gap: .9rem; }
.v-icon { display: grid; place-items: center; flex-shrink: 0; width: 46px; height: 46px; border-radius: 50%; background: var(--sky-100); color: var(--navy-800); }
.values-card p { font-size: var(--fs-sm); color: var(--muted); line-height: 1.5; }
.values-card strong { display: block; margin-bottom: .15rem; font-family: var(--font-serif); font-size: 1.12rem; font-weight: 600; color: var(--ink); line-height: 1.3; }
@media (min-width: 640px) { .values-card { grid-template-columns: 1fr 1fr; gap: 1.6rem 2rem; } }
@media (min-width: 1100px) {
  .values-card { grid-template-columns: repeat(4, 1fr); gap: 0; }
  .values-card li { padding-inline: 1.5rem; border-left: 1px solid var(--line); }
  .values-card li:first-child { padding-left: 0; border-left: 0; }
  .values-card li:last-child { padding-right: 0; }
}

/* ---------- 7. About ---------- */
.about-grid { display: grid; gap: var(--space-l); align-items: center; }
.about-media { position: relative; width: min(100%, 520px); justify-self: center; padding: 0 1.25rem 1.25rem 0; }
.about-frame { position: relative; isolation: isolate; }
.about-frame::before { content: ""; position: absolute; inset: 1.25rem -1.25rem -1.25rem 1.25rem; z-index: -1; border-radius: var(--radius) var(--radius) var(--radius) var(--curve); background: var(--sky-100); border: 1px solid var(--line-blue); }
.about-frame img { width: 100%; aspect-ratio: 4 / 4.6; object-fit: cover; object-position: var(--focus, 50% 50%); border-radius: var(--radius) var(--radius) var(--radius) var(--curve); }
.about-seal { position: absolute; right: -.25rem; top: 2rem; display: grid; place-items: center; width: 132px; height: 132px; border-radius: 50%; background: var(--navy-900); color: var(--on-dark); text-align: center; box-shadow: var(--shadow); }
.seal-ring { position: absolute; inset: 7px; border: 1px dashed rgba(169, 198, 228, .55); border-radius: 50%; }
.seal-text { font-family: var(--font-serif); font-size: .98rem; line-height: 1.25; }
.seal-text em { color: var(--copper-soft); }
.about-copy .lead { margin-top: 1.4rem; max-width: 36rem; }
.about-copy > p:not(.label):not(.lead) { margin-top: 1rem; color: var(--muted); max-width: 38rem; }
.about-points { display: grid; gap: 1.1rem 2rem; margin-top: 2.1rem; padding-top: 1.8rem; border-top: 1px solid var(--line); }
.about-points li { display: grid; grid-template-columns: 2.4rem 1fr; gap: .4rem; font-size: var(--fs-sm); color: var(--muted); line-height: 1.5; }
.about-points strong { display: block; margin-bottom: .1rem; color: var(--ink); font-size: 1rem; }
.pt-no { font-family: var(--font-serif); font-style: italic; font-size: 1.15rem; color: var(--copper-ink); }
@media (min-width: 700px) { .about-points { grid-template-columns: 1fr 1fr; } }
@media (min-width: 960px) { .about-grid { grid-template-columns: 1fr 1.15fr; gap: clamp(3rem, 6vw, 6.5rem); } .about-media { justify-self: start; } }
@media (max-width: 420px) { .about-seal { width: 108px; height: 108px; top: 1rem; } .seal-text { font-size: .84rem; } }

/* ---------- 8. Insurance categories (folder tabs) ---------- */
.categories { background: var(--sky-100); }
.cat-explorer { position: relative; }
.cat-tabs { display: flex; gap: .3rem; overflow-x: auto; scrollbar-width: none; margin-inline: -1rem; padding: .4rem 1rem 0; }
.cat-tabs::-webkit-scrollbar { display: none; }
.cat-tabs[hidden] { display: none; }
.cat-tabs [role="tab"] { position: relative; flex: 0 0 auto; display: inline-flex; align-items: center; gap: .55rem; min-height: 54px; padding: .7rem 1.25rem; border: 1px solid var(--line-blue); border-bottom: 0; border-radius: 14px 14px 0 0; background: rgba(255, 253, 248, .45); color: var(--navy-700); font-size: 1rem; font-weight: 750; cursor: pointer; transition: background-color .22s, color .22s; }
.cat-tabs [role="tab"]:hover { background: rgba(255, 253, 248, .85); }
.cat-tabs [aria-selected="true"] { z-index: 2; margin-bottom: -1px; padding-bottom: calc(.7rem + 1px); background: var(--paper); color: var(--navy-950); }
.cat-tabs [aria-selected="true"]::before { content: ""; position: absolute; left: 14px; right: 14px; top: -1px; height: 3px; border-radius: 0 0 3px 3px; background: var(--copper); }
.cat-tabs [aria-selected="true"] svg { color: var(--copper); }
.cat-panels { position: relative; display: grid; gap: var(--space-l); padding: clamp(1.1rem, .6rem + 2.4vw, 2.75rem); border: 1px solid var(--line-blue); border-radius: var(--radius-lg); background: var(--paper); box-shadow: var(--shadow); }
.js .cat-panels { display: block; border-top-left-radius: 0; }
.cat { display: grid; gap: clamp(1.25rem, 1rem + 2vw, 3rem); }
.cat[hidden] { display: none; }
.no-js .cat + .cat { padding-top: var(--space-l); border-top: 1px solid var(--line); }
.cat-media img { width: 100%; aspect-ratio: 3 / 2; object-fit: cover; object-position: var(--focus, 50% 50%); border-radius: var(--radius) var(--radius) var(--radius) var(--curve); }
.cat-kicker { font-size: var(--fs-xs); font-weight: 800; letter-spacing: .18em; text-transform: uppercase; color: var(--copper-ink); }
.cat-body h3 { margin-top: .4rem; font-size: clamp(1.8rem, 1.4rem + 1.4vw, 2.6rem); }
.cat-lead { margin-top: .9rem; font-size: var(--fs-lead); line-height: 1.55; max-width: 36rem; }
.cat-cols { display: grid; gap: 1.4rem 2rem; margin-top: 1.6rem; padding-top: 1.5rem; border-top: 1px solid var(--line); }
.cat-cols h4 { margin-bottom: .7rem; font-family: var(--font-sans); font-size: .78rem; font-weight: 800; letter-spacing: .14em; text-transform: uppercase; color: var(--navy-700); }
.tick-list li, .q-list li { position: relative; padding-left: 1.9rem; font-size: var(--fs-sm); line-height: 1.5; color: var(--ink); }
.tick-list li + li, .q-list li + li { margin-top: .6rem; }
.tick-list li::before { content: ""; position: absolute; left: 0; top: .1em; width: 1.25rem; height: 1.25rem; border-radius: 50%; background: var(--sky-100); }
.tick-list li::after { content: ""; position: absolute; left: .42rem; top: .38em; width: .38rem; height: .62rem; border: solid var(--navy-800); border-width: 0 2px 2px 0; transform: rotate(45deg); }
.q-list li::before { content: "?"; position: absolute; left: 0; top: .1em; display: grid; place-items: center; width: 1.25rem; height: 1.25rem; border-radius: 50%; border: 1.5px solid var(--copper); font-family: var(--font-serif); font-size: .78rem; font-weight: 700; line-height: 1; color: var(--copper-ink); }
.cat-foot { display: flex; flex-wrap: wrap; align-items: center; gap: .9rem 1.5rem; margin-top: 1.8rem; }
.cat-foot p { flex: 1 1 14rem; font-size: .88rem; font-style: italic; color: var(--muted); }
@media (min-width: 640px) { .cat-cols { grid-template-columns: 1fr 1fr; } }
@media (min-width: 1000px) {
  .cat { grid-template-columns: .85fr 1.15fr; align-items: center; }
  .cat-media img { aspect-ratio: 4 / 4.4; }
  .cat-tabs { margin: 0; padding: .4rem 0 0; overflow: visible; }
  .cat-tabs [role="tab"] { padding-inline: 1.5rem; }
}

/* ---------- 9. How cover works ---------- */
.explained { background: var(--ivory); }
.anatomy { display: grid; gap: var(--space-m); align-items: stretch; }
.doc { position: relative; align-self: start; padding: 1.4rem 1.2rem 1.2rem; border: 1px solid var(--line); border-radius: 6px var(--radius-lg) 6px 6px; background: var(--paper); box-shadow: var(--shadow-soft); }
.doc[hidden] { display: none; }
.doc::after { content: ""; position: absolute; top: -1px; right: -1px; width: 34px; height: 34px; border-radius: 0 var(--radius-lg) 0 8px; background: linear-gradient(225deg, var(--ivory) 50%, var(--ivory-2) 50%); box-shadow: -3px 3px 6px -3px rgba(16, 36, 63, .25); }
.doc-head { display: flex; flex-wrap: wrap; align-items: center; gap: .6rem; margin: 0 2rem .9rem 0; padding-bottom: .9rem; border-bottom: 2px solid var(--navy-900); font-family: var(--font-serif); font-size: 1.05rem; font-weight: 600; color: var(--navy-900); }
.doc-mark { width: 16px; height: 18px; background: var(--navy-900); clip-path: polygon(50% 0, 100% 18%, 100% 55%, 50% 100%, 0 55%, 0 18%); flex-shrink: 0; }
.doc-tag { margin-left: auto; padding: .05rem .5rem; border-radius: 99px; background: var(--sky-100); font-family: var(--font-sans); font-size: .66rem; font-weight: 800; letter-spacing: .1em; text-transform: uppercase; color: var(--navy-700); }
.doc [role="tab"] { display: grid; grid-template-columns: 2rem 1fr; align-items: center; column-gap: .6rem; row-gap: .3rem; width: 100%; padding: .6rem .8rem .65rem; border: 0; border-left: 3px solid transparent; border-radius: 0 8px 8px 0; background: none; text-align: left; cursor: pointer; transition: background-color .2s, border-color .2s; }
.doc [role="tab"] + [role="tab"] { margin-top: .2rem; }
.doc [role="tab"]:hover { background: var(--sky-50); }
.doc [aria-selected="true"] { background: var(--sky-100); border-left-color: var(--copper); }
.doc-no { display: grid; place-items: center; width: 1.8rem; height: 1.8rem; border-radius: 50%; border: 1px solid var(--line-blue); font-size: .82rem; font-weight: 800; color: var(--navy-700); }
.doc [aria-selected="true"] .doc-no { background: var(--navy-900); border-color: var(--navy-900); color: var(--on-dark); }
.doc-name { font-weight: 750; color: var(--ink); }
.doc-lines { grid-column: 2; display: grid; gap: 5px; }
.doc-lines i { display: block; height: 5px; border-radius: 3px; background: var(--ivory-2); }
.doc-lines i:last-child { width: 62%; }
.doc [aria-selected="true"] .doc-lines i { background: var(--sky-200); }

.parts { display: grid; gap: 1rem; }
.part { position: relative; overflow: hidden; padding: clamp(1.5rem, 1rem + 2.5vw, 3.25rem); border-radius: var(--radius-lg) var(--radius-lg) var(--radius-lg) var(--curve); background: var(--navy-900); color: var(--on-dark); }
.part[hidden] { display: none; }
.js .parts { display: block; }
.js .part { display: flex; flex-direction: column; height: 100%; }
.js .part[hidden] { display: none; }
.part::after { content: ""; position: absolute; right: -30px; bottom: -40px; width: 260px; height: 300px; opacity: .07; pointer-events: none; background: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 40 46'%3E%3Cpath d='M20 2 4 7.5v13.2C4 32 11 40 20 44c9-4 16-12 16-23.3V7.5Z' fill='none' stroke='%23F4F0E8' stroke-width='1'/%3E%3C/svg%3E") no-repeat center / contain; }
.js .part-ask { margin-top: auto; }
.js .part-plain { margin-bottom: 2rem; }
.part-no { position: absolute; right: clamp(1rem, 3vw, 2.5rem); top: .2rem; font-family: var(--font-serif); font-style: italic; font-size: clamp(5rem, 4rem + 5vw, 9rem); line-height: 1; color: rgba(169, 198, 228, .14); pointer-events: none; }
.part h3 { position: relative; max-width: 80%; font-size: clamp(1.7rem, 1.3rem + 1.6vw, 2.5rem); }
.part-plain, .part-ask { position: relative; max-width: 34rem; }
.part-plain { margin-top: 1.4rem; font-size: var(--fs-lead); line-height: 1.6; color: rgba(244, 240, 232, .92); }
.part-plain span, .part-ask span { display: block; margin-bottom: .35rem; font-family: var(--font-sans); font-size: .72rem; font-weight: 800; letter-spacing: .16em; text-transform: uppercase; color: var(--sky-300); }
.part-where { position: relative; display: grid; gap: .2rem; max-width: 34rem; margin-top: 1.4rem; padding-top: 1.1rem; border-top: 1px solid var(--line-dark); font-size: var(--fs-sm); color: var(--on-dark-muted); }
.part-where span { font-size: .72rem; font-weight: 800; letter-spacing: .16em; text-transform: uppercase; color: var(--sky-300); }
.part-ask { margin-top: 1.6rem; padding: 1rem 1.2rem; border-left: 3px solid var(--copper-soft); border-radius: 0 var(--radius) var(--radius) 0; background: rgba(169, 198, 228, .1); font-family: var(--font-serif); font-style: italic; font-size: 1.15rem; line-height: 1.45; }
.part-ask span { font-style: normal; color: var(--copper-soft); }
@media (min-width: 960px) { .anatomy { grid-template-columns: minmax(300px, .8fr) 1.2fr; gap: clamp(2rem, 4vw, 3.5rem); } .no-js .anatomy { grid-template-columns: 1fr; } .no-js .parts { grid-template-columns: 1fr 1fr; } .part-ask { margin-top: 2.2rem; } }

.questions { display: grid; gap: var(--space-m); margin-top: var(--space-xl); padding-top: var(--space-l); border-top: 1px solid var(--line); scroll-margin-top: calc(var(--header-h) + 16px); }
.questions-intro h3 { font-size: clamp(1.9rem, 1.4rem + 1.8vw, 2.8rem); line-height: 1.12; }
.questions-intro p { margin-top: 1rem; max-width: 26rem; color: var(--muted); }
.q-pad { position: relative; padding: 2.4rem clamp(1rem, .6rem + 2vw, 2.25rem) 1.6rem; border: 1px solid var(--line); border-radius: var(--radius-lg); background: var(--paper); box-shadow: var(--shadow-soft); }
.q-pad::before { content: ""; position: absolute; left: 0; right: 0; top: 0; height: 14px; border-radius: var(--radius-lg) var(--radius-lg) 0 0; background: var(--navy-900) radial-gradient(circle, var(--ivory) 2.5px, transparent 3px) center / 36px 14px repeat-x; }
.q-checks { display: grid; gap: 0 2rem; }
.q-checks li { border-bottom: 1px solid var(--sky-100); }
.q-checks label { display: flex; align-items: flex-start; gap: .8rem; min-height: 44px; padding-block: .55rem; cursor: pointer; font-size: var(--fs-sm); line-height: 1.45; }
.q-checks input { appearance: none; -webkit-appearance: none; flex-shrink: 0; display: grid; place-items: center; width: 22px; height: 22px; margin: 0; border: 1.5px solid var(--navy-700); border-radius: 6px; background: var(--paper); cursor: pointer; transition: background-color .18s, border-color .18s; }
.q-checks input::after { content: ""; width: 6px; height: 11px; margin-top: -2px; border: solid var(--on-dark); border-width: 0 2px 2px 0; transform: rotate(45deg) scale(0); transition: transform .18s var(--ease); }
.q-checks input:checked { background: var(--navy-900); border-color: var(--navy-900); }
.q-checks input:checked::after { transform: rotate(45deg) scale(1); }
.q-checks input:checked + span { color: var(--navy-950); font-weight: 700; }
.q-actions { display: flex; flex-wrap: wrap; align-items: center; gap: .8rem 1.25rem; margin-top: 1.25rem; padding-top: 1.25rem; border-top: 1px dashed var(--line-blue); }
.q-actions[hidden] { display: none; }
.q-status { flex: 1 1 14rem; font-size: .92rem; font-weight: 700; color: var(--navy-700); }
@media (min-width: 760px) { .q-checks { grid-template-columns: 1fr 1fr; } }
@media (min-width: 1000px) { .questions { grid-template-columns: .75fr 1.25fr; align-items: start; } }

/* ---------- 10. Advisor ---------- */
.advisor { background: var(--paper); }
.advisor-grid { display: grid; gap: var(--space-l); align-items: start; }
.advisor-card { position: relative; overflow: hidden; padding: clamp(1.75rem, 1.2rem + 2vw, 2.75rem); border-radius: var(--radius-lg) var(--radius-lg) var(--curve) var(--radius-lg); background: var(--navy-900); color: var(--on-dark); box-shadow: var(--shadow); }
.advisor-card::before { content: ""; position: absolute; right: -80px; top: -80px; width: 240px; height: 240px; border-radius: 50%; background: radial-gradient(circle, rgba(169, 198, 228, .18), transparent 70%); }
.monogram { position: relative; display: grid; place-items: center; width: 120px; height: 138px; color: var(--sky-300); }
.monogram svg { position: absolute; inset: 0; }
.monogram span { position: relative; margin-top: -10px; font-family: var(--font-serif); font-style: italic; font-size: 2.6rem; font-weight: 500; letter-spacing: .02em; color: var(--on-dark); }
.advisor-name { margin-top: 1.25rem; font-family: var(--font-serif); font-size: 1.9rem; font-weight: 500; line-height: 1.15; }
.advisor-role { margin-top: .3rem; font-size: .78rem; font-weight: 800; letter-spacing: .14em; text-transform: uppercase; color: var(--copper-soft); }
.advisor-facts { margin-top: 1.5rem; border-top: 1px solid var(--line-dark); }
.advisor-facts div { padding-block: .85rem; border-bottom: 1px solid var(--line-dark); }
.advisor-facts dt { font-size: .7rem; font-weight: 800; letter-spacing: .16em; text-transform: uppercase; color: var(--sky-300); }
.advisor-facts dd { margin-top: .15rem; font-size: var(--fs-sm); line-height: 1.5; color: var(--on-dark); }
.advisor-facts .sample-tag { background: transparent; border-color: var(--line-dark); color: var(--on-dark-muted); }
.avatar-note { margin-top: 1.1rem; font-size: .82rem; font-style: italic; color: var(--on-dark-muted); }
.advisor-copy h2 { max-width: 16ch; }
.advisor-quote { margin-top: 1.6rem; padding-left: 1.25rem; border-left: 3px solid var(--copper); }
.advisor-quote p { font-family: var(--font-serif); font-style: italic; font-size: clamp(1.25rem, 1.1rem + .6vw, 1.6rem); line-height: 1.4; color: var(--navy-900); }
.advisor-copy > p { margin-top: 1.3rem; max-width: 38rem; color: var(--muted); }
.advisor-ways { display: grid; gap: .75rem; margin-top: 1.5rem; }
.advisor-ways li { position: relative; padding-left: 1.9rem; font-size: var(--fs-sm); color: var(--muted); }
.advisor-ways li::before { content: ""; position: absolute; left: 0; top: .2em; width: 1.2rem; height: 1.2rem; border-radius: 50%; background: var(--sky-100); }
.advisor-ways li::after { content: ""; position: absolute; left: .42rem; top: .45em; width: .34rem; height: .6rem; border: solid var(--navy-800); border-width: 0 2px 2px 0; transform: rotate(45deg); }
.advisor-ways strong { color: var(--ink); }
.team-strip { margin-top: 2rem; padding: 1.3rem 1.4rem; border: 1px solid var(--line); border-radius: var(--radius-lg); background: var(--ivory); }
.team-title { font-size: .78rem; font-weight: 800; letter-spacing: .14em; text-transform: uppercase; color: var(--navy-700); }
.team-strip ul { display: grid; gap: 1rem 2rem; margin-top: 1rem; }
.team-strip li { display: flex; align-items: center; gap: .85rem; font-size: var(--fs-sm); line-height: 1.35; color: var(--muted); }
.team-strip strong { display: block; color: var(--ink); font-size: 1rem; }
.avatar { display: grid; place-items: center; flex-shrink: 0; width: 48px; height: 48px; border-radius: 50%; background: var(--sky-200); color: var(--navy-900); font-family: var(--font-serif); font-style: italic; font-weight: 600; font-size: 1.05rem; }
.avatar.alt { background: var(--ivory-2); color: var(--copper-ink); }
@media (min-width: 600px) { .team-strip ul { grid-template-columns: 1fr 1fr; } }
@media (min-width: 960px) { .advisor-grid { grid-template-columns: minmax(320px, .8fr) 1.2fr; gap: clamp(3rem, 6vw, 6rem); } .advisor-card { position: sticky; top: calc(var(--header-h) + 1.5rem); } }

/* ---------- 11. Client service support ---------- */
.support { position: relative; overflow: hidden; background: var(--navy-900); color: var(--on-dark); }
.support h2 em { color: var(--copper-soft); }
.support-top { display: grid; gap: var(--space-m); align-items: end; }
.support-head p:not(.label) { margin-top: 1.1rem; max-width: 30rem; color: var(--on-dark-muted); font-size: var(--fs-lead); line-height: 1.55; }
.support-media img { width: 100%; aspect-ratio: 16 / 10; object-fit: cover; object-position: var(--focus, 50% 50%); border-radius: var(--radius-lg) var(--radius-lg) var(--radius-lg) var(--curve); }
.policy-year { position: relative; display: grid; gap: 0; margin-top: var(--space-l); }
.policy-year li { position: relative; padding: 0 0 2rem 2.5rem; }
.policy-year li::before { content: ""; position: absolute; left: 7px; top: 8px; bottom: -8px; width: 2px; background: linear-gradient(var(--sky-300), rgba(169, 198, 228, .2)); }
.policy-year li:last-child::before { display: none; }
.policy-year li::after { content: ""; position: absolute; left: 0; top: 2px; width: 16px; height: 16px; border-radius: 50%; background: var(--navy-900); border: 3px solid var(--copper-soft); }
.py-when { font-size: .74rem; font-weight: 800; letter-spacing: .16em; text-transform: uppercase; color: var(--copper-soft); }
.policy-year h3 { margin-top: .4rem; font-size: 1.35rem; }
.policy-year p:not(.py-when) { margin-top: .5rem; font-size: var(--fs-sm); line-height: 1.6; color: var(--on-dark-muted); max-width: 30rem; }
@media (min-width: 900px) {
  .support-top { grid-template-columns: 1fr 1.05fr; gap: clamp(2rem, 5vw, 5rem); }
  .policy-year { grid-template-columns: repeat(4, 1fr); gap: 2rem; padding-top: 2.25rem; }
  .policy-year::before { content: ""; position: absolute; left: 0; right: 0; top: 7px; height: 2px; background: linear-gradient(90deg, var(--sky-300), rgba(169, 198, 228, .25)); }
  .policy-year li { padding: 0; }
  .policy-year li::before { display: none; }
  .policy-year li::after { top: -2.25rem; }
}

/* ---------- 12. Why a conversation first ---------- */
.why-grid { display: grid; gap: var(--space-l); }
.why-statement { margin-top: 1.6rem; max-width: 26rem; font-family: var(--font-serif); font-style: italic; font-size: clamp(1.25rem, 1.1rem + .6vw, 1.55rem); line-height: 1.45; color: var(--navy-800); }
.why-head .link-arrow { margin-top: 1.6rem; }
.why-list { border-top: 1px solid var(--line); }
.why-list li { display: grid; grid-template-columns: 3rem 1fr; gap: .5rem; padding-block: 1.6rem; border-bottom: 1px solid var(--line); }
.w-no { font-family: var(--font-serif); font-style: italic; font-size: 1.6rem; line-height: 1.1; color: var(--copper-ink); }
.why-list h3 { font-size: clamp(1.25rem, 1.1rem + .5vw, 1.55rem); }
.why-list p { margin-top: .5rem; max-width: 36rem; color: var(--muted); }
@media (min-width: 960px) { .why-grid { grid-template-columns: .9fr 1.1fr; gap: clamp(3rem, 7vw, 7rem); } .why-head { position: sticky; top: calc(var(--header-h) + 2rem); align-self: start; } .why-list li { grid-template-columns: 4rem 1fr; padding-block: 2rem; } }

/* ---------- 13. Gallery ---------- */
.gallery { background: var(--sky-50); }
.gallery-grid { display: grid; grid-template-columns: 1fr 1fr; gap: .75rem; }
.gallery-grid li { min-width: 0; }
.gallery-grid a { position: relative; display: block; height: 100%; overflow: hidden; border-radius: var(--radius); background: var(--navy-800); }
.gallery-grid img { width: 100%; height: 100%; aspect-ratio: 4 / 3; object-fit: cover; object-position: var(--focus, 50% 50%); transition: transform .6s var(--ease); }
.gallery-grid a:hover img { transform: scale(1.04); }
.g-a, .g-f { grid-column: 1 / -1; }
.g-a a { border-bottom-left-radius: var(--curve); }
.g-cap { position: absolute; left: .7rem; bottom: .7rem; display: inline-flex; align-items: center; gap: .5rem; max-width: calc(100% - 1.4rem); padding: .35rem .75rem; border-radius: 99px; background: rgba(255, 253, 248, .94); color: var(--ink); font-size: .82rem; font-weight: 750; line-height: 1.3; }
.g-a .g-cap { left: auto; right: .7rem; }
.g-tag { font-size: .66rem; font-weight: 800; letter-spacing: .14em; text-transform: uppercase; color: var(--copper-ink); }
@media (max-width: 559px) { .gallery-grid { gap: .5rem; } .g-tag { display: none; } .g-cap { left: .45rem; bottom: .45rem; max-width: calc(100% - .9rem); padding: .25rem .6rem; font-size: .76rem; } .g-a .g-cap { right: .45rem; } }
@media (min-width: 560px) and (max-width: 899px) {
  .gallery-grid { grid-template-columns: repeat(6, 1fr); }
  .g-a { grid-column: 1 / -1; }
  .g-b, .g-c { grid-column: span 3; }
  .g-d, .g-e, .g-f { grid-column: span 2; }
  .g-d .g-tag, .g-e .g-tag, .g-f .g-tag { display: none; }
}
@media (min-width: 900px) {
  .gallery-grid { grid-template-columns: repeat(12, 1fr); grid-auto-rows: clamp(180px, 15vw, 230px); gap: 1rem; }
  .gallery-grid img { aspect-ratio: auto; }
  .g-a { grid-column: 1 / 8; grid-row: 1 / 3; }
  .g-b { grid-column: 8 / 13; grid-row: 1; }
  .g-c { grid-column: 8 / 13; grid-row: 2; }
  .g-d { grid-column: 1 / 5; grid-row: 3; }
  .g-e { grid-column: 5 / 9; grid-row: 3; }
  .g-f { grid-column: 9 / 13; grid-row: 3; }
  .g-cap { left: 1rem; bottom: 1rem; }
  .g-a .g-cap { right: 1rem; }
}

/* ---------- 14. Enquiry process ---------- */
.process { background: var(--ivory); }
.steps { display: grid; gap: 0; counter-reset: step; }
.steps li { position: relative; padding: 0 0 2.2rem 4.5rem; }
.steps li::before { content: ""; position: absolute; left: 26px; top: 56px; bottom: 0; border-left: 2px dashed var(--line-blue); }
.steps li:last-child::before { display: none; }
.s-no { position: absolute; left: 0; top: 0; display: grid; place-items: center; width: 54px; height: 54px; border-radius: 50%; background: var(--paper); border: 1.5px solid var(--navy-800); font-family: var(--font-serif); font-size: 1.4rem; font-weight: 600; color: var(--navy-900); box-shadow: 0 0 0 6px var(--ivory); }
.steps li:first-child .s-no { background: var(--navy-900); color: var(--on-dark); }
.steps h3 { padding-top: .7rem; font-size: 1.3rem; }
.steps p { margin-top: .5rem; font-size: var(--fs-sm); color: var(--muted); max-width: 30rem; }
@media (min-width: 900px) {
  .steps { grid-template-columns: repeat(4, 1fr); gap: 2rem; }
  .steps li { padding: 0; }
  .steps li::before { left: 62px; right: -2rem; top: 27px; bottom: auto; border-left: 0; border-top: 2px dashed var(--line-blue); }
  .s-no { position: relative; }
  .steps h3 { padding-top: 1.4rem; }
}

/* ---------- 15. Client notes ---------- */
.notes { background: var(--sky-100); }
.notes-grid { display: grid; gap: 1.25rem; }
.notes-flag { display: inline-flex; align-items: baseline; gap: .5rem; margin-top: 1.1rem; font-size: .86rem; font-style: italic; color: var(--muted); }
.notes-flag::before { content: ""; flex-shrink: 0; width: 1.5rem; height: 1px; transform: translateY(-.25em); background: var(--copper); }
.note-main, .note-side { display: flex; flex-direction: column; justify-content: space-between; gap: 1.5rem; padding: clamp(1.5rem, 1rem + 2vw, 2.5rem); border-radius: var(--radius-lg); }
.note-main { position: relative; background: var(--navy-900); color: var(--on-dark); border-bottom-left-radius: var(--curve); }
.note-main { padding-top: clamp(4.25rem, 3.5rem + 2vw, 5.25rem); }
.note-main::before { content: "“"; position: absolute; left: clamp(1.2rem, .7rem + 2vw, 2.2rem); top: -.1rem; font-family: var(--font-serif); font-size: 7rem; line-height: 1; color: var(--copper-soft); opacity: .7; }
.note-main blockquote p { position: relative; font-family: var(--font-serif); font-style: italic; font-size: clamp(1.35rem, 1.15rem + .9vw, 1.9rem); line-height: 1.4; }
.note-side { background: var(--paper); border: 1px solid var(--line-blue); }
.note-side blockquote p { font-family: var(--font-serif); font-size: 1.12rem; line-height: 1.5; color: var(--navy-900); }
.notes figcaption { display: flex; align-items: center; gap: .7rem; font-size: .86rem; font-weight: 750; color: var(--muted); }
.note-main figcaption { color: var(--on-dark-muted); }
.notes figcaption .avatar { width: 38px; height: 38px; font-size: .9rem; }
@media (min-width: 760px) { .notes-grid { grid-template-columns: 1fr 1fr; } .notes-head { grid-column: 1 / -1; } .note-main { grid-column: 1 / -1; } }
@media (min-width: 1100px) { .notes-grid { grid-template-columns: .9fr 1.3fr 1fr; grid-template-rows: auto auto; } .notes-head { grid-column: 1; grid-row: 1 / 3; align-self: center; } .note-main { grid-column: 2; grid-row: 1 / 3; } .note-side { grid-column: 3; } }

/* ---------- 16. FAQs ---------- */
.faqs { background: var(--paper); }
.faqs-grid { display: grid; gap: var(--space-l); }
.faqs-head p:not(.label) { margin-top: 1.1rem; max-width: 26rem; color: var(--muted); }
.faqs-head .link-arrow { margin-top: 1.2rem; }
.faq-list { border-top: 1px solid var(--line); }
.faq { border-bottom: 1px solid var(--line); }
.faq summary, .legal summary { list-style: none; cursor: pointer; }
.faq summary::-webkit-details-marker, .legal summary::-webkit-details-marker { display: none; }
.faq summary { display: flex; align-items: center; justify-content: space-between; gap: 1.25rem; min-height: 70px; padding-block: 1rem; font-family: var(--font-serif); font-size: clamp(1.1rem, 1.02rem + .35vw, 1.28rem); font-weight: 500; line-height: 1.35; color: var(--navy-950); }
.faq summary::after { content: "+"; flex-shrink: 0; display: grid; place-items: center; width: 36px; height: 36px; border-radius: 50%; background: var(--sky-100); font-family: var(--font-sans); font-size: 1.25rem; font-weight: 500; line-height: 1; color: var(--navy-800); transition: background-color .2s, color .2s, transform .25s var(--ease); }
.faq summary:hover::after { background: var(--sky-200); }
.faq[open] summary::after { content: "−"; background: var(--navy-900); color: var(--on-dark); }
.faq-body { padding: 0 3.5rem 1.5rem 0; color: var(--muted); }
@media (min-width: 960px) { .faqs-grid { grid-template-columns: .8fr 1.2fr; gap: clamp(3rem, 6vw, 6rem); } .faqs-head { position: sticky; top: calc(var(--header-h) + 2rem); align-self: start; } }

/* ---------- 17. Final CTA ---------- */
.final-cta { position: relative; isolation: isolate; overflow: hidden; padding-block: clamp(5rem, 4rem + 6vw, 9rem); background: var(--navy-950); color: var(--on-dark); }
.final-cta > img { position: absolute; inset: 0; z-index: -2; width: 100%; height: 100%; object-fit: cover; object-position: 60% 60%; }
.final-cta::before { content: ""; position: absolute; inset: 0; z-index: -1; background: linear-gradient(90deg, rgba(10, 25, 48, .92) 0%, rgba(10, 25, 48, .7) 45%, rgba(10, 25, 48, .2) 85%); }
.cta-inner h2 { max-width: 14ch; }
.cta-inner h2 em { color: var(--copper-soft); }
.cta-inner p:not(.label) { max-width: 30rem; margin: 1.2rem 0 2rem; font-size: var(--fs-lead); color: rgba(244, 240, 232, .9); }
@media (max-width: 760px) { .final-cta::before { background: linear-gradient(0deg, rgba(10, 25, 48, .94) 30%, rgba(10, 25, 48, .6)); } .cta-inner .btn { width: 100%; } }

/* ---------- 18. Contact & form ---------- */
.contact { background: var(--ivory); }
.contact-grid { display: grid; gap: var(--space-l); align-items: start; }
.contact-info .lead { margin-top: 1.2rem; max-width: 30rem; }
.info { margin-top: 2rem; border-top: 1px solid var(--line); }
.info div { display: grid; gap: .2rem; padding-block: 1rem; border-bottom: 1px solid var(--line); }
.info dt { font-size: .72rem; font-weight: 800; letter-spacing: .16em; text-transform: uppercase; color: var(--copper-ink); }
.info dd { color: var(--ink); }
.privacy-note { margin-top: 1.8rem; padding: 1.2rem 1.3rem; border-radius: var(--radius); border-left: 3px solid var(--navy-700); background: var(--sky-100); }
.privacy-note h3 { font-family: var(--font-sans); font-size: .95rem; font-weight: 800; }
.privacy-note p { margin-top: .35rem; font-size: var(--fs-sm); color: var(--muted); }

.enquiry-form { display: grid; gap: 1.2rem; padding: clamp(1.25rem, .8rem + 2vw, 2.5rem); border: 1px solid var(--line); border-radius: var(--radius-lg); background: var(--paper); box-shadow: var(--shadow); }
.demo-banner { padding: .75rem 1rem; border-radius: var(--radius); background: var(--sky-100); color: var(--navy-900); font-size: var(--fs-sm); }
.field { display: grid; gap: .4rem; min-width: 0; align-content: start; }
.field-row { display: grid; gap: 1.2rem; }
@media (min-width: 640px) { .field-row { grid-template-columns: 1fr 1fr; } }
.field label, .field legend { font-size: .95rem; font-weight: 750; color: var(--ink); }
.field legend { padding: 0; margin-bottom: .45rem; }
.req, .opt { margin-left: .35rem; font-size: .72rem; font-weight: 750; letter-spacing: .06em; text-transform: uppercase; }
.req { color: var(--copper-ink); }
.opt { color: var(--muted); }
input[type="text"], select, textarea { width: 100%; min-height: 52px; padding: .75rem .95rem; border: 1.5px solid var(--line-blue); border-radius: var(--radius); background: #fff; font-size: 1rem; line-height: 1.4; transition: border-color .18s, box-shadow .18s; }
select { appearance: none; -webkit-appearance: none; padding-right: 2.6rem; background: #fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 24 24'%3E%3Cpath d='M5 9l7 7 7-7' fill='none' stroke='%2310243F' stroke-width='2.2'/%3E%3C/svg%3E") no-repeat right 1rem center; }
textarea { resize: vertical; min-height: 120px; }
input[type="text"]:focus, select:focus, textarea:focus { outline: none; border-color: var(--navy-700); box-shadow: 0 0 0 3px rgba(36, 71, 111, .2); }
[aria-invalid="true"] { border-color: var(--danger) !important; }
.hint { font-size: .86rem; color: var(--muted); line-height: 1.45; }
.error { font-size: .88rem; font-weight: 700; color: var(--danger); }
.error[hidden] { display: none; }
.field.is-flash select { animation: flash 1.2s var(--ease); }
@keyframes flash { 0%, 40% { box-shadow: 0 0 0 4px rgba(180, 100, 58, .35); border-color: var(--copper); } 100% { box-shadow: none; } }
.chips { display: flex; flex-wrap: wrap; gap: .5rem; }
.chip { position: relative; cursor: pointer; }
.chip input { position: absolute; inset: 0; width: 100%; height: 100%; margin: 0; opacity: 0; cursor: pointer; }
.chip span { display: inline-flex; align-items: center; min-height: 44px; padding: .5rem 1.05rem; border: 1.5px solid var(--line-blue); border-radius: 999px; background: #fff; font-size: .93rem; font-weight: 700; color: var(--navy-800); transition: background-color .18s, border-color .18s, color .18s; }
.chip:hover span { border-color: var(--navy-700); }
.chip input:checked + span { background: var(--navy-900); border-color: var(--navy-900); color: var(--on-dark); }
.chip input:focus-visible + span { outline: 2px solid var(--copper); outline-offset: 2px; }
.callback[aria-invalid="true"] .chip span, .chips.is-invalid span { border-color: var(--danger); }
.spinner { display: none; width: 18px; height: 18px; border: 2px solid rgba(244, 240, 232, .35); border-top-color: var(--on-dark); border-radius: 50%; animation: spin .8s linear infinite; }
.is-loading .spinner { display: inline-block; }
.is-loading { cursor: progress; opacity: .85; }
@keyframes spin { to { transform: rotate(360deg); } }
.form-status { padding: .9rem 1.1rem; border-radius: var(--radius); font-weight: 750; line-height: 1.45; }
.form-status[hidden] { display: none; }
.form-status.is-demo { background: var(--sky-100); border: 1.5px solid var(--navy-700); color: var(--navy-950); }
.form-status.is-error { background: var(--danger-bg); border: 1.5px solid var(--danger); color: var(--danger); }
.form-status.is-success { background: #E7F3EA; border: 1.5px solid #2F6B43; color: #1F4D2F; }
.fine { font-size: .84rem; color: var(--muted); line-height: 1.5; }
@media (min-width: 1000px) { .contact-grid { grid-template-columns: .85fr 1.15fr; gap: clamp(3rem, 6vw, 6rem); } }

/* ---------- 19. Footer ---------- */
.site-footer { background: var(--navy-950); color: var(--on-dark-muted); font-size: var(--fs-sm); }
.footer-top { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 1.5rem; padding-block: 3.5rem 2.5rem; border-bottom: 1px solid var(--line-dark); }
.footer-grid { display: grid; gap: 2rem; padding-block: 2.75rem; }
.footer-about { max-width: 24rem; color: var(--on-dark); font-family: var(--font-serif); font-size: 1.12rem; line-height: 1.55; }
.footer-col h2 { margin-bottom: .9rem; font-family: var(--font-sans); font-size: .74rem; font-weight: 800; letter-spacing: .16em; text-transform: uppercase; color: var(--copper-soft); }
.footer-col li + li { margin-top: .2rem; }
.footer-col a { display: inline-flex; align-items: center; min-height: 36px; color: var(--on-dark); text-decoration: none; }
.footer-col a:hover { text-decoration: underline; }
.footer-col p + p { margin-top: .6rem; }
.legal summary { display: flex; align-items: center; min-height: 40px; color: var(--on-dark); }
.legal summary::after { content: "+"; margin-left: .5rem; color: var(--sky-300); }
.legal[open] summary::after { content: "−"; }
.legal p { padding-bottom: .6rem; font-size: .86rem; }
.footer-disclaimer { padding-block: 1.5rem; border-top: 1px solid var(--line-dark); }
.footer-disclaimer p { max-width: 62rem; font-size: .84rem; line-height: 1.6; }
.footer-base { display: flex; flex-wrap: wrap; justify-content: space-between; align-items: center; gap: .5rem 2rem; padding-block: 1.25rem 2rem; border-top: 1px solid var(--line-dark); font-size: .84rem; }
.footer-base a { display: inline-flex; align-items: center; min-height: 44px; color: var(--on-dark); text-decoration: none; }
@media (min-width: 760px) { .footer-grid { grid-template-columns: 1fr 1fr; } }
@media (min-width: 1100px) { .footer-grid { grid-template-columns: 1.5fr 1fr 1fr 1.1fr; gap: 3rem; } }

/* ---------- 20. Lightbox ---------- */
.lightbox { width: min(100vw - 2rem, 1100px); max-height: calc(100dvh - 2rem); padding: 0; border: 0; border-radius: var(--radius-lg); background: var(--navy-950); color: var(--on-dark); overflow: hidden; }
.lightbox::backdrop { background: rgba(10, 25, 48, .82); }
.lb-figure { display: grid; }
.lb-figure img { width: 100%; max-height: calc(100dvh - 7rem); object-fit: contain; background: #050d1a; }
.lb-figure figcaption { padding: 1rem 8rem 1rem 1.25rem; font-family: var(--font-serif); font-size: 1.1rem; }
.lightbox .round-btn { position: absolute; background: rgba(10, 25, 48, .65); }
.lb-close { top: .8rem; right: .8rem; }
.lb-prev, .lb-next { bottom: .55rem; }
.lb-prev { right: 4.1rem; }
.lb-next { right: .8rem; }
.lb-count { position: absolute; top: 1.1rem; left: 1.1rem; padding: .1rem .6rem; border-radius: 99px; background: rgba(10, 25, 48, .7); font-size: .8rem; font-weight: 750; }
body.lb-open { overflow: hidden; }

/* ---------- 21. Motion ---------- */
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .01ms !important; animation-iteration-count: 1 !important; transition-duration: .01ms !important; }
  .slide-img, .js .slide.is-active .slide-img { transform: none; }
}